Validating strong passwords awk
“Many FIs are moving in the direction of not just asking for the password, but also behind the scenes they are performing analysis of the call characteristics as well as the consumer’s voice print,” Conroy said.
Have you asked your financial institution(s) to add a unique verbal password/passphrase for your most important accounts?
Security questions are designed to be memorable to you but hard for anyone else to guess.
Your password must have eight or more characters and include upper and lowercase letters, and at least one number.
You can also add extra characters and punctuation marks to make your password even stronger.
There was a time when I was content to let my bank authenticate me over the phone by asking for some personal identifiers (SSN/DOB) that are broadly for sale in the cybercrime underground.
At some point, however, I decided this wasn’t acceptable for institutions that held significant chunks of our money, and I began taking our business away from those that wouldn’t let me add a simple verbal passphrase that needed to be uttered before any account details could be discussed over the phone.